All-in-one crypto & cash app!

Trusted by global leaders

Digital currencies are the money of the future. At Utrust, we are on a mission to guarantee mainstream adoption. This means not only creating a product that is safe, easy to use and truly advantageous, but also engaging in education.

Everyone needs to understand why this technology is so beneficial, so every single business and person can feel comfortable and safe using it and gaining from it.

By using our solutions you can accept cryptocurrency as a payment method for rent, sale of properties
and even any of your services. There are +50M users of these currencies out there. They are an untapped subset of clients, investors and a whole new class of crypto HNWI.

Geographies such as China, Turkey, South Africa or Argentina have foreign exchange control systems that create friction and heavy costs for any kind of payment or transaction. There are many opportunities for Real Estate here. Think of kids studying abroad. People that want to diversify investments in European markets. Digital nomads looking for their next homes.

And that’s where Utrust comes in

Utrust was founded in November 2017 and we provide a platform that allows businesses to bridge this gap. We make sure everyone can accept payments with these new borderless and revolutionary currencies while ensuring you still get paid in the fiat currencies of your choice, USD, EUR, GBP or other.

Frequently Asked Questions

We have secured exclusivity deals with top tier European brands such as Alternative Airlines, Benfica and Travala to test our solutions and have now +200 merchants.

In Real Estate, we are working with Arms & McGregor and Antalya Homes to increase the reach of their properties by accepting cryptocurrencies while allowing them to save in fees and receive the money faster.



Reverse staking


With our innovative reverse staking model we will reward you for using digital currencies, not holding them.

You stake 20.000 UTK and get a reward in UTK for each exchange or payment you do. We will buy it ourselves in the market and add it to your staking pool (more on that below). 

This will work whether you are trading or making a purchase with our ever-growing roster of merchants. 

Instead of increasing the tokens in the circulating supply or keeping the tokens in circulation, we are decreasing them. This means deflation.

After 12 months, that pool will be unlocked, and you’ll be free to use those tokens.

 Just don’t do it too soon, or your rewards will go up in flames 🔥

Tier 1

  • Stake 1,000 UTK
  • 0.5% cashback to the staking pot in each exchange done in the app
  • 0.5% cashback in each card payment
  • Lock period: 6 months

Tier 2 - New!

  • Stake 20,000 UTK
  • 1.5% cashback for each exchange done in the app
  • 1.5% cashback for each card payment 
  • Lock period: 12 months

30 September

29 September

29 September

How do I stake Utrust Tokens?

What happens if I’m still on Tier 1 with 1% cashback in each trade?

The new Tier 1 conditions will only apply to new subscribers. If you are within the Tier 1 plan with 1% cashback in each exchange, it will remain as 1% until the end of your lock period. At the end of the lock period, if you decide to initiate Tier 1 again, the new conditions (0.5% cashback in each exchange + 0.5% in each card payment) will apply.

You just need to download the Hold - powered by Utrust app, complete the sign-up process, top-up with Utrust Tokens, select the staking button, and that's it. You can now get rewards from all your exchanges and card payments. Click here to know more

The HOLD app is packed with features to power your life with crypto.

Get access to the VISA debit card, reverse staking, and an exchange for multiple currencies, all in one app.

Payments made easy, as it should be.

HOLD is pioneering accessibility for digital currencies by combining one of the most complete apps on the market with a VISA powered debit card. 

Hold’s app allows you to instantly buy, sell and trade digital currencies. Ease of use has been one of their priorities, and all of these activities can be performed effortlessly by directly linking the app to the user’s bank account. You can also use the app to instantly convert digital currencies to EUR, load them to your card, and use it online or in store.

The HOLD app, which is entirely powered by Utrust, effectively bridges the gap between our payment system and the brand new token features we are implementing now. This app is your one-stop-shop for all our services.


Nothing can hold us back - download HOLD and join us in the disruption!

If you subscribe to Tier 2 with time left on your Tier 1 locking period, all funds, including rewards will be moved to Tier 2 and the locking period will reset to the 12 months associated with Tier 2.

What happens in case my locking period of Tier 1 hasn’t ended but I want to subscribe to Tier 2?

Only your staked tokens are taken into account to subscribe to the new Tier 2, meaning if you are already on Tier 1 program, the Tier 2 will require 19 000 UTK to initiate the program.

The rewards you had accumulated on Tier 1 will be passed over to the Tier 2 rewards pool, which will unlock in 12 months.

I have 1000 UTK staked on Tier 1 and rewards accumulated as well, what would be the amount of tokens required to subscribe for Tier 2?